228 loan Options
228 loan Options
Blog Article
The Board evaluates a lender's retail banking solutions made available inside the lender's facility-centered assessment parts and nationwide, as relevant, within the establishment level as follows:
The Board evaluates a lender's branch availability and companies in a facility-based evaluation place determined by the subsequent:
Except for a small lender that opts to become evaluated pursuant for the Retail Lending Test in § 228.22, the Board assigns conclusions for the functionality of a little lender evaluated under this section as delivered in appendix E to this part.
네이버를 이용하다 보면, 좀 더 빠르고 편리하게 네이버에 접근하고 싶은 욕심이 생기기 마련입니다. 다음의 팁들을 활용하여 네이버 바로가기를 더욱 효율적으로 활용해 보세요.
The Board evaluates a financial institution's Local community development providers performance in the facility-based mostly evaluation space and assigns a summary for a facility-based evaluation place, by taking into consideration one or more of the subsequent:
Pursuant to 12 U.S.C. 2906, the Board provides conclusions derived below this section independently for metropolitan spots by which a lender maintains one or more domestic branch offices and for the nonmetropolitan area of the Condition if a lender maintains a number of domestic department workplaces in this sort of nonmetropolitan location.
indicates a bank, excluding a bank selected being a restricted objective bank pursuant to § 228.26, that had assets of less than $600 million as of December 31 in either from the read more prior two calendar years. The Board adjusts and publishes the dollar figure During this definition yearly based on the calendar year-to-calendar year modify in the average of The patron Selling price Index for Urban Wage Earners and Clerical Personnel, not seasonally altered, for each twelve-month period ending in November, with rounding to the closest million.
If an intermediate financial institution opts to become evaluated pursuant to your Neighborhood Development Financing Examination in § 228.24, the Board evaluates the intermediate lender to the analysis period preceding the financial institution's up coming CRA evaluation pursuant on the Neighborhood Development Financing Check in § 228.24 and carries on evaluations pursuant to this efficiency examination for subsequent evaluation intervals until eventually the bank opts out.
To judge a bank's retail banking companies, the Board considers a bank's department availability and solutions offered at branches, remote support facility availability, and electronic supply methods together with other delivery methods, as follows:
When you've got issues with the Company that issued the current document be sure to Make contact with the company directly.
(B) In 5 calendar days on the ask for, all the information which the bank is required to keep up under this part in the general public file referring to the ability-centered assessment spot by which the branch is found.
A big financial institution need to collect and report to the Board each year by April 1 a list of Every retail lending assessment place demonstrating the States, MSAs, and counties within the retail lending evaluation spot to the prior calendar yr.
자주 사용하는 앱은 홈 화면에 바로가기 아이콘을 추가하여 더욱 편리하게 이용할 수 있습니다. 네이버 앱을 설치한 후, 앱 아이콘을 길게 누르고 "홈 화면에 추가" 옵션을 선택하면 됩니다.
The Board considers the loans, investment decision, products and services, and products and solutions of the financial institution's functions subsidiaries underneath this portion, Until an functions subsidiary is independently topic for the CRA.